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	<title>The Todd Murray Law Firm &#187; Collection lawsuits</title>
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		<title>5 tips for negotiating a settlement with a debt collector</title>
		<link>http://toddmurraylaw.com/5-tips-for-negotiating-a-settlement-with-a-debt-collector/</link>
		<comments>http://toddmurraylaw.com/5-tips-for-negotiating-a-settlement-with-a-debt-collector/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 16:31:54 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection harassment]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[negotiation]]></category>
		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=2135</guid>
		<description><![CDATA[1.  If possible, negotiate a lump sum settlement. The best way to get a good deal from a debt collector is to offer a lump sum settlement. Debt collectors usually have blanket authority to settle debts for between 40% and 80% of the full balance if you pay the settlement in a one-time payment. If [...]]]></description>
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		<title>Delaware courts order debt buyers to submit detailed proof with every collection lawsuit</title>
		<link>http://toddmurraylaw.com/delaware-courts-order-debt-buyers-to-submit-detailed-proof-with-every-collection-lawsuit/</link>
		<comments>http://toddmurraylaw.com/delaware-courts-order-debt-buyers-to-submit-detailed-proof-with-every-collection-lawsuit/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 12:00:15 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[delaware]]></category>
		<category><![CDATA[proof of debt]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=2042</guid>
		<description><![CDATA[The Chief Judge of the Court of Common Pleas in Delaware has issued an administrative directive that requires debt buyers to submit detailed proof with each collection lawsuit. The order mandates that debt buyers include the name of the original creditor, the last four digits of the account number, the name of the debt buyer [...]]]></description>
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		<title>Chase dismisses thousands of consumer collection lawsuits</title>
		<link>http://toddmurraylaw.com/chase-dismisses-thousands-of-consumer-collection-lawsuits/</link>
		<comments>http://toddmurraylaw.com/chase-dismisses-thousands-of-consumer-collection-lawsuits/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 20:05:58 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[debt collection lawsuits]]></category>
		<category><![CDATA[robo signing]]></category>

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		<description><![CDATA[According to Consumerist and the Wall Street Journal, Chase has dismissed a bunch of debt collection lawsuits against consumers nationwide. Several of my consumer colleagues have speculated that this move is spurred by the recent robo-signing scandal. I&#8217;ve even heard (unsubstantiated) rumors that there has been some housecleaning in upper management of Chase&#8217;s credit card [...]]]></description>
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		<title>Anti-consumer bills pass MN Senate Judiciary Committee</title>
		<link>http://toddmurraylaw.com/anti-consumer-bills-pass-mn-senate-judiciary-committee/</link>
		<comments>http://toddmurraylaw.com/anti-consumer-bills-pass-mn-senate-judiciary-committee/#comments</comments>
		<pubDate>Tue, 03 May 2011 11:30:25 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[anti-consumer legislation]]></category>
		<category><![CDATA[MN Legislature]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=2021</guid>
		<description><![CDATA[The anti-consumer bills that I wrote about here and here have passed the first hurdle at the Minnesota legislature. The bills cleared the Senate Judiciary committee last week and are headed for the Republican-controlled Senate floor. Supporters of the bills claim that they will lead to more job creation by lowering the cost of doing [...]]]></description>
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		<title>Minnesota Attorney General sues Midland Funding over robo-signing</title>
		<link>http://toddmurraylaw.com/minnesota-attorney-general-sues-midland-funding-over-robo-signing/</link>
		<comments>http://toddmurraylaw.com/minnesota-attorney-general-sues-midland-funding-over-robo-signing/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 11:30:01 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Lori Swanson]]></category>
		<category><![CDATA[Midland Funding]]></category>
		<category><![CDATA[Minnesota AG]]></category>
		<category><![CDATA[robo signed affidavits]]></category>
		<category><![CDATA[robo signing]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1956</guid>
		<description><![CDATA[Yesterday, Minnesota Attorney General Lori Swanson sued Midland Funding, one of the nation&#8217;s largest debt-buyers, over robo-signed affidavits. Here&#8217;s more from the press release:

The Attorney General alleges that Midland aggressively filed  thousands of lawsuits against individual citizens for collection of old,  purchased debt, often supporting those lawsuits with “robo-signed”  affidavits generated at [...]]]></description>
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