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	<title>The Todd Murray Law Firm &#187; Garnishment</title>
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		<title>What you need to know about garnishment of joint accounts in Minnesota</title>
		<link>http://toddmurraylaw.com/what-you-need-to-know-about-garnishment-of-joint-accounts-in-minnesota/</link>
		<comments>http://toddmurraylaw.com/what-you-need-to-know-about-garnishment-of-joint-accounts-in-minnesota/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 12:00:13 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[garnishment of joint bank accounts]]></category>

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		<description><![CDATA[The garnishment of joint bank accounts in Minnesota has generated considerable controversy&#8211;and litigation&#8211;over the last few years. Here&#8217;s what you need to know if your joint bank account has been garnished by a debt collector:
In the 2007 case of Enright v. Lehman, the Minnesota Supreme Court ruled that a creditor can only garnish money from [...]]]></description>
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		<title>Star Tribune story on lack of judicial oversight for garnishment process</title>
		<link>http://toddmurraylaw.com/star-tribune-story-on-lack-of-judicial-oversight-for-garnishment-process/</link>
		<comments>http://toddmurraylaw.com/star-tribune-story-on-lack-of-judicial-oversight-for-garnishment-process/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 18:05:24 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Star-Tribune]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1558</guid>
		<description><![CDATA[Continuing its excellent &#8220;Hounded&#8221; series, the Star Tribune ran another story last weekend about the gaps in judicial oversight for the bank and wage garnishment process in Minnesota. The story points out that Minnesota law authorizes garnishments before the debt collector&#8217;s lawsuit has even been filed with a court. And even when the debt collector [...]]]></description>
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		<title>Rethinking the garnishment exemption process</title>
		<link>http://toddmurraylaw.com/rethinking-the-garnishment-exemption-process/</link>
		<comments>http://toddmurraylaw.com/rethinking-the-garnishment-exemption-process/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 15:19:40 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[bank garnishment]]></category>
		<category><![CDATA[exemptions]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1464</guid>
		<description><![CDATA[I&#8217;m often asked whether a creditor can garnish a bank account that contains social security (or other exempt money). The answer&#8211;at least in Minnesota&#8211;is that creditors can garnish your bank account containing exempt money. They just can&#8217;t keep the exempt money if you properly claim an exemption. Unfortunately, the account can remain frozen for a [...]]]></description>
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		<title>Claiming garnishment exemptions in Minnesota</title>
		<link>http://toddmurraylaw.com/claiming-garnishment-exemptions-in-minnesota/</link>
		<comments>http://toddmurraylaw.com/claiming-garnishment-exemptions-in-minnesota/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 16:48:10 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[bank garnishment]]></category>
		<category><![CDATA[exemption hearing]]></category>
		<category><![CDATA[exemptions]]></category>
		<category><![CDATA[minnesota]]></category>
		<category><![CDATA[need-based aid]]></category>
		<category><![CDATA[objection to exemption]]></category>
		<category><![CDATA[tracing exempt funds]]></category>
		<category><![CDATA[wage garnishment]]></category>

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		<description><![CDATA[Editors&#8217; note: this post only discusses exemptions in Minnesota. For a detailed explanation of exemptions in another state, please consult with a consumer attorney in your area.
Without question, dealing with garnishment is the most frustrating aspect of debt collection for consumers. Whether it&#8217;s a bank or wage garnishment, having a debt collector seize your hard-earned [...]]]></description>
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		<title>Garnishment in Minnesota</title>
		<link>http://toddmurraylaw.com/garnishment-in-minnesota/</link>
		<comments>http://toddmurraylaw.com/garnishment-in-minnesota/#comments</comments>
		<pubDate>Mon, 11 May 2009 15:53:34 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[bank garnishment in minnesota]]></category>
		<category><![CDATA[minnesota exemptions]]></category>
		<category><![CDATA[Minnesota Lawyer]]></category>
		<category><![CDATA[vacate default judgment]]></category>
		<category><![CDATA[wage garnishment in minnesota]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=341</guid>
		<description><![CDATA[Editor&#8217;s note: this post only discusses garnishment in Minnesota. Although the laws and procedures may be similar in other states, you should consult with an attorney in your area for specific advice about your state&#8217;s garnishment laws.
In Minnesota, debt collectors are allowed to garnish a consumer&#8217;s bank account and wages to recover unpaid debts. Although [...]]]></description>
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