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	<title>The Todd Murray Law Firm &#187; Uncategorized</title>
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		<title>Why you must answer a debt collection lawsuit</title>
		<link>http://toddmurraylaw.com/why-you-must-answer-a-debt-collection-lawsuit/</link>
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		<pubDate>Thu, 27 Aug 2009 18:50:58 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[answering a lawsuit]]></category>
		<category><![CDATA[collection lawsuit]]></category>
		<category><![CDATA[debt buyer]]></category>
		<category><![CDATA[debt colleciton lawsuit]]></category>
		<category><![CDATA[lawsuit]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=599</guid>
		<description><![CDATA[So you&#8217;ve been served with a debt collection lawsuit and don&#8217;t know what to do? The first step is to answer the lawsuit in a timely manner. In Minnesota, for example, you must answer the lawsuit within 20 days of being served. Other states may have different deadlines. Check with a consumer lawyer in your [...]]]></description>
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		<title>Links of the week</title>
		<link>http://toddmurraylaw.com/links-of-the-week-4/</link>
		<comments>http://toddmurraylaw.com/links-of-the-week-4/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 12:45:15 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt collection agency]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[fraudulent loan modification companies]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=428</guid>
		<description><![CDATA[Capital One Looks to Adapt to Credit Card Laws. How Capital One plans to reinvent itself in the wake of stronger credit card regulations.
The Debt Settlement Industry Is Busy, but It’s a Bit Nervous, Too. In a soft economy, business is booming for debt settlement firms. But with the increased business comes increased scrutiny.
State of [...]]]></description>
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		<title>Links of the week</title>
		<link>http://toddmurraylaw.com/links-of-the-week-3/</link>
		<comments>http://toddmurraylaw.com/links-of-the-week-3/#comments</comments>
		<pubDate>Tue, 26 May 2009 18:34:33 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[free credit reports]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[legislation]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=387</guid>
		<description><![CDATA[Change is Coming to Your Wallet. The Washington Post has a great article highlighting many of the provisions of the recently enacted credit card bill of rights. The new law will take effect in 9 months.
Credit Card Law Will Curb FreeCreditReport.com Ads. This article from the Huffington Post points out one of the lesser known, [...]]]></description>
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		<title>Links of the week</title>
		<link>http://toddmurraylaw.com/links-of-the-week-2/</link>
		<comments>http://toddmurraylaw.com/links-of-the-week-2/#comments</comments>
		<pubDate>Mon, 18 May 2009 14:31:41 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Consumerist]]></category>
		<category><![CDATA[credit card reform]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[disputing credit errors]]></category>
		<category><![CDATA[fair credit reporting act]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[south korea]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=375</guid>
		<description><![CDATA[Notes From Another Credit Card Crisis. Op-Ed contributor Suki Kim compares America&#8217;s current credit card crisis with similar problems in South Korea in the early 2000&#8217;s.
Right Steps to Take Before Disputing a Credit Error. How to dispute an error on your credit report under the Fair Credit Reporting Act.
A Final Lesson: Repay Student Debt Quickly. [...]]]></description>
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		<title>Links of the week</title>
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		<pubDate>Tue, 21 Apr 2009 12:55:38 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[consumer legislation]]></category>
		<category><![CDATA[credit card legislation]]></category>
		<category><![CDATA[debt settlement companies]]></category>
		<category><![CDATA[payday lending]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=298</guid>
		<description><![CDATA[I&#8217;ve written in the past advising consumers not to use  for-profit debt settlement companies to resolve their debts. The New York Times published an article this week detailing some of the problems with debt settlement companies. The story features a West Virginia couple that worked with a debt settlement company who, predictably, failed to negotiate [...]]]></description>
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