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	<title>The Todd Murray Law Firm</title>
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		<title>Star Tribune story on lack of judicial oversight for garnishment process</title>
		<link>http://toddmurraylaw.com/star-tribune-story-on-lack-of-judicial-oversight-for-garnishment-process/</link>
		<comments>http://toddmurraylaw.com/star-tribune-story-on-lack-of-judicial-oversight-for-garnishment-process/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 18:05:24 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Star-Tribune]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1558</guid>
		<description><![CDATA[Continuing its excellent &#8220;Hounded&#8221; series, the Star Tribune ran another story last weekend about the gaps in judicial oversight for the bank and wage garnishment process in Minnesota. The story points out that Minnesota law authorizes garnishments before the debt collector&#8217;s lawsuit has even been filed with a court. And even when the debt collector [...]]]></description>
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		<title>Minnesota debt collector&#8217;s license revoked for not paying its clients</title>
		<link>http://toddmurraylaw.com/minnesota-debt-collectors-license-revoked-for-not-paying-its-clients/</link>
		<comments>http://toddmurraylaw.com/minnesota-debt-collectors-license-revoked-for-not-paying-its-clients/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 18:06:33 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1554</guid>
		<description><![CDATA[Oh, the irony. A Minnesota debt collector, Accounts Receivable Control Inc., had its debt collection license revoked after a state audit found that it owed nearly $200,000 to its clients, even after it had collected that money from Minnesota consumers. The debt collection agency has been sold to another owner who agreed to pay its [...]]]></description>
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		<title>WSJ: Consumers now have more student loan debt than credit card debt</title>
		<link>http://toddmurraylaw.com/wsj-consumers-now-have-more-student-loan-debt-than-credit-card-debt/</link>
		<comments>http://toddmurraylaw.com/wsj-consumers-now-have-more-student-loan-debt-than-credit-card-debt/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 15:50:05 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1550</guid>
		<description><![CDATA[According to the Wall Street Journal, Americans owe approximately $826.5 million in revolving credit debt, which is mostly made up of credit card debt. But the outstanding student loans&#8211;both public and private&#8211;total approximately $829.785 billion. According to experts quoted in the story, there is $605.6 billion in outstanding federal student loans and $167.8 billion in [...]]]></description>
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		<title>Colbert on Consumer Financial Protection Agency</title>
		<link>http://toddmurraylaw.com/colbert-on-consumer-financial-protection-agency/</link>
		<comments>http://toddmurraylaw.com/colbert-on-consumer-financial-protection-agency/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 16:43:37 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Just for fun]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Barney Frank]]></category>
		<category><![CDATA[Colbert Report]]></category>
		<category><![CDATA[Consumer Financial Protection Agency]]></category>
		<category><![CDATA[Elizabeth Warren]]></category>
		<category><![CDATA[financial regulation]]></category>

		<guid isPermaLink="false">http://toddmurraylaw.com/?p=1544</guid>
		<description><![CDATA[&#8220;Banks are consumers, they consume our life savings.&#8221;



The Colbert Report
Mon &#8211; Thurs 11:30pm / 10:30c


]]></description>
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		<title>Highlights of the financial reform bill</title>
		<link>http://toddmurraylaw.com/highlights-of-the-financial-reform-bill/</link>
		<comments>http://toddmurraylaw.com/highlights-of-the-financial-reform-bill/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 12:00:31 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Consumer law & policy]]></category>
		<category><![CDATA[Financial reform bill]]></category>
		<category><![CDATA[Huffington Post]]></category>

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		<description><![CDATA[If you&#8217;re like me, you don&#8217;t have the time or desire to read the entire 2,300 pages of the recently passed financial reform bill. Never fear, the Huffington Post has you covered with an informative summary (with pictures!). Here&#8217;s the link:
The Highlights of the Financial Reform Bill (Photos) &#124; Huffington Post &#124; July 16, 2010
Related [...]]]></description>
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