Fees
FDCPA and Wrongful Repossession claims
I handle all FDCPA and wrongful repossession cases on a contingency fee arrangement. This means that you don’t have to pay me anything up front–my fees come from the money I recover for you if you win your case or accept a negotiated settlement. And if your case is unsuccessful, you don’t pay me any legal fees. A contingency fee allows you to stand up for your rights without having to worry about where you’re going to get the money to pay a lawyer.
I offer a free case evaluation for all potential FDCPA and wrongful repossession cases. During this initial meeting, I’ll listen while you tell me what happened, review any documents you have, and explain your legal options. And if I advise you that a lawsuit is appropriate, we’ll talk about whether that’s the right move for you.
Collection lawsuit defense (when you’ve been sued)
My Fee Philosophy
Most lawyers use an old-fashioned hourly billing model, which has a couple of major drawbacks for clients. First, you don’t know what the total cost will be at the beginning of the representation. These lawyers will happily tell you how much they charge per hour, but almost never will give you the total cost of the job up front. So hiring a lawyer that bills by the hour is kind of like agreeing to buy a car before knowing the final price.
The second major drawback to the hourly billing model is that it rewards lawyers for the longer they can drag out your case, even though you just want it resolved as quickly as possible. And when you hire a lawyer that bills by the hour, you have to worry about them charging you for everything–even quick calls and emails.
I’ve tried to fix these drawbacks by handling most of my debt collection defense cases on a flat fee model. I will quote you a flat, fixed price for my services when you hire me so you will know the exact cost up front. And using a flat fee creates an incentive for me to solve your legal problem as quickly as possible because I have committed to a price from the beginning. Also, you don’t have to worry about the meter always running when you talk to me.
My Service Packages
I know that not everyone can afford to pay a lawyer for full representation, so I offer three different levels of service. Even if you only have a few hundred dollars to spend on a lawyer, you can get the benefit of some legal representation.
Full Representation: I will handle everything involved in your case. This includes things like answering your questions, advising you about the litigation process, analyzing your case, identifying all possible issues and defenses, and negotiating a settlement. I will also do all the litigation tasks, such as answering the lawsuit, serving written discovery, responding to written discovery, handling any motions, attending any court hearings, attending ADR sessions, and representing you at trial.
Partial Representation: I will represent you on a task-by-task basis. Maybe you can handle answering the lawsuit, but want me to help you defend the summary judgment motion. Or maybe you’re comfortable representing yourself at a hearing, but want help with the discovery process. We’ll work together to identify what the most important things are for you to spend your money on, which ensures that you get the maximum benefit for your budget.
Self Representation: You will handle everything that needs to be done for your case, but I will give you an initial 1 hour consultation so that you can have your questions answered and know what to expect. During the consult, I’ll give you a handout packed with tips for representing yourself, as well as several forms that you can use to draft your own legal documents. And if you need a follow-up consultation, you’ll only pay $100 for each half hour, which is a $50 discount off of my normal consultation rate.
FULL REPRESENTATION |
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Lawsuit Defense: $1,500 – $2,500 |
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PARTIAL REPRESENTATION | SELF REPRESENTATION W/ CONSULTATION |
Answer & Discovery Requests: $500 | 1 Hour Initial Consultation: $250 |
Important: these amounts don’t include court costs, which are usually between $350 and $500.