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	<title>The Todd Murray Law Firm &#187; consumer lawyer minneapolis</title>
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		<title>Advice for dealing with debt collectors</title>
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		<pubDate>Fri, 03 Apr 2009 10:27:11 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Collection harassment]]></category>
		<category><![CDATA[Collection lawsuits]]></category>
		<category><![CDATA[Garnishment]]></category>
		<category><![CDATA[consumer lawyer minneapolis]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[wage garnishment minnesota]]></category>

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		<description><![CDATA[Don&#8217;t tell a debt collector where you bank or work. 
This information is very valuable to a debt collector because bank and wage garnishments are easy and cheap ways to collect debts. Never voluntarily give this information to a debt collector. A favorite trick debt collectors will use to get you to tell them this [...]]]></description>
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		<title>How the FDCPA protects consumers against debt collectors</title>
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		<pubDate>Thu, 02 Apr 2009 05:21:30 +0000</pubDate>
		<dc:creator>Todd Murray</dc:creator>
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		<category><![CDATA[Collection harassment]]></category>
		<category><![CDATA[consumer lawyer minneapolis]]></category>
		<category><![CDATA[debt collector]]></category>
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		<description><![CDATA[The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits certain conduct by debt collectors. Its important to understand that the FDCPA only applies to communications with &#8220;debt collectors&#8221; (ie. not the original creditor collecting its own debt) and to &#8220;consumer debts&#8221; (ie. not business debts). Under the FDCPA, a debt collector [...]]]></description>
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