I created these free guides and forms so that you can better understand your rights when you’re dealing with debt collectors. Feel free to share them with anyone that you think might need them.
- Answer Form (Word)
- FDCPA Basics (includes a form to make a record of collection calls) (PDF)
- Validation Letter Form (Word)
Just because you use these materials doesn’t mean that I’m your lawyer. I’m only your lawyer if we both sign something that says I’m your lawyer. And these materials are merely information and instructions, not legal advice. Since nearly everything in law depends on the facts of your situation, if you want legal advice you should talk to a lawyer about the specific facts of your case.
All of the documents on this page are the property of Todd Murray and are licensed under a Creative Commons Attribution-NonCommercial-NoDerivs 3.0 Unported License.