What is a summons?

October 26, 2009 by Todd Murray · Leave a Comment 

A summons is a notice that comes with a lawsuit. The purpose of a summons is to notify you of the lawsuit and to let you know how long you have to respond to it. In Minnesota, this is what it says on a summons:

YOU ARE HEREBY SUMMONED and required to serve upon plaintiff’s attorney an Answer to the Complaint which is herewith served upon you within Twenty (20) days after the service of this Summons upon you, exclusive of the day of such service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

That’s about as clear as mud. What it really means is this:

YOU HAVE BEEN SUED. The papers in your hands are a lawsuit. You must answer the lawsuit within 20 days. The day you were served does not count toward the 20 days. If you don’t answer the complaint within 20 days, the other side will win automatically without a judge ever seeing the case.

If it were up to me, the summons would also explain that an answer is a formal document that admits or denies the allegations in the complaint. And that an answer must be in writing and merely calling the plaintiff’s attorney is not an answer. And if you don’t know how to answer a complaint, you should talk to a lawyer right away. Unfortunately, though, I’m not in charge. So this article will have to suffice.

If you live in Minnesota and want help answering a debt collection lawsuit, feel free to contact me by using the contact form in the upper right corner of this page. I offer a number of flexible representation options, so even if you can only afford to pay a few hundred dollars, I might be able to help you.

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About Todd Murray
I'm a consumer rights lawyer in Minneapolis, Minnesota. I sue debt collectors that harass and abuse people, defend debt collection lawsuits, and sue repossession companies that wrongfully repossess cars and trucks.

Please Share Your Thoughts

I welcome your comments, but please don't post questions about your personal legal problem in this public forum. Rather than posting your question here, I recommend discussing your situation privately with a lawyer of your choice. If you live in Minnesota, feel free to use the contact form in the upper right corner of this page to request an initial consulation with me. To protect your privacy, I will delete all comments that involve a personal legal problem.